The 2020s have thrown disruption after disruption at Australian SMEs.

The need to actively manage and maximise business cash flow in the face of today’s is more urgent in this decade than it’s been in the last 20 years.

While the disruptions are unpredictable, the core cash flow management strategies to survive them are time-tested.

There are 9 common issues businesses face in managing their cash flow. We’ve summarised them into an easy-to-read guidebook that’s FREE to download.

The tips in our guidebook can help you understand how to improve your cash flow effectiveness.


I’m an experienced working capital strategist . My purpose is to help SME business owners USE money strategically to actively grow their business. My twin passions are people and problem solving – passions that developed from my earliest “SME career” working at the family pub.

My business superpower is the ability to ask the right questions and connect the dots. It’s a skill developed over tens of thousands of hours of analysing the success of all sizes of Australian businesses.

I’m on a mission to provide SME businesses with the Financial Strategies, the Working Capital and the Cash Flow they need to enable them to grow and prosper in today’s tough business environment. This decade is going to continue to throw massive disruptions at small business – so I’ve put together SURVIVING CASH FLOW CHALLENGES to help SMEs surf the waves of disruption without going under.