Smart Business Finance That Fuels Your Growth

  • Access the right funding
  • Improve your cash flow
  • Grow your business
  • Reduce cash flow stress
  • Get back to focusing on what you do best

$430m+

funding secured

96%

client satisfaction

17+

years experience

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THRIVE IN A RAPIDLY CHANGING WORLD

Many SME businesses struggle with their cash flow.

Are you continuously juggling bills to find the money to start on your next job?
Do you endlessly wait for customer payments to come in?

Many SMEs have a Cash Flow strategy based on 20th century thinking:

  • Traditional big bank loans
  • Some extra support from “the bank of family & friends”
  • Gaps patched by expensive short term loans and cards.

These sources regularly hit their limits in a world where industry “standard practices” of 30/60/90 day credit terms rule. (Where you essentially give your customers an interest free loan for a couple of months!)

The result? A lot of SME operators spend a lot of time in a highly stressful financial balancing act – and the more business they do, the bigger that balancing act becomes.

We put in Receivables Management Finance for invoices over $10K, along with a practical, automated Dunning Process.

The result?

  • We dropped our DSO from 54 to 29 days
  • Got back 14 hours/month in admin time
  • Freed up cash we’d already earned to win two extra contracts.”

– Flooring Contractor

AT FINANCE FOR BUSINESS, WE HELP AUSTRALIAN SMEs TO THRIVE

With our expert advice, practical know-how and ongoing support, you will be able to:

Get the RIGHT smart financing tools for YOUR business.

WHAT CAN SMARTER FINANCING TOOLS DO TO BUILD YOUR BUSINESS?

Running a small business using 20th century funding strategies – limited to bank loans and credit cards – is an increasingly difficult, inefficient and stressful way to do business in the 21st century.

Today’s smart, integrated FinTech SME cash flow solutions can free up the cash you already have that’s locked up inside your business.

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4 KEY WORKING CAPITAL TOOLSETS MAKE SME CASH FLOW MANAGEMENT EASIER


Today, there are dozens of integrated, straightforward FinTech business financing tools that radically change the SME Cash Flow game, freeing small businesses to thrive.


These business financing tools fall into four main product types. They work best when selected for your business needs and combined with a robust Working Capital Strategy tailored for your specific business.

Martin Cattach is an expert Working Capital Strategist

Over more than 15 years in the business finance field, Martin has analysed the finances of thousands of businesses.

His decades of experience in the finance industry, Information Technology – AND in small business – uniquely equip him to assist SME businesses to select and implement the best finance solutions for their needs.

Martin will quickly built a Working Capital Cash Flow plan that will take the financial stress out of your business operations and free up the funds you need to grow your business impact.

Get back to building the business you dreamed of.

The dreams and goals you had when you got into business can easily get lost if you don’t have adequate access to sufficient Working Capital.

You CAN make them happen.

The power, availability and flexibility of today’s responsive finance products is MUCH broader than traditional bank finance. When you combine the right fintech-enabled financing tools in the right Working Capital Strategy, they can free your business to deliver the impact you set out to make.

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Is Your Business Stuck in a Cash Trap?

Talk to Martin about how you can get back in the drivers seat

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LEARN MORE ABOUT THE CASH TRAP

Getting started in business is relatively easy – but as you grow, it’s all too easy to get stuck in a Cash Trap. And the faster you grow, the bigger your risk of getting into that Cash Trap.

The Cash Trap causes financial stress, sleepless nights and big mortgages that threaten your family’s future.

You can escape the Cash Trap – once you understand how it works. It takes good cash management practices AND the right Working Capital Strategy.

Our FREE guide SURVIVING CASH FLOW CHALLENGES is a good starting point for guidance on how to improve your cash flow.

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WHAT WE DO

You are NOT alone…

We help you negotiate with customers, vendors and finance providers to create a new level of financial skills and business productivity.

Your Working Capital Strategy is an ongoing process for the life of your business, not a one-time sale. So we do regular reviews of your business needs as your business responds to your market.

Financial Handcuffs

We help you run your Business Smarter.

  1. We review your business financing processes.
  2. We help you to understand today’s solutions.
  3. We build a flexible, affordable success strategy around the business process changes, financial products and services that best meet your business needs.
  4. We KEEP working with you throughout the entire process, from finding the right product to approval and settlement.
  5. We will help you monitor your results and improve your strategy over time.

Good finance costs less than you think

In the majority of cases, there’s no cost to you for developing and implementing your responsive finance solution.

PLUS, we organise the finance changeover while you get on with your business. That ensures you have the right cash flow finance for your business growth.

Are you tired of the endless cash flow juggling act required to keep your business functioning?

Would you like to know what today’s solutions offer?

What We Do
TALK TO A WORKING CAPITAL STRATEGIST