Christmas is coming (and Boxing Day and Hanukkah and Chinese New Year). Plus, the integration of Black Friday and Cyber Monday into the Australian retail cycle means that retailers need to: order stock in earlier; and hold it longer. […]
Here’s my FREE DOWNLOAD on how – and why – SMEs should review their full business banking risk potential How much say does your bank have in how efficiently you operate your business? Is their appetite for risk just […]
Many small businesses are caught in the single supplier trap, relying solely on one funding supplier – often a big bank. This is a risky position to be in, and smart, modern businesses should know better. Here’s why: 🔷Single […]
Here’s my FREE DOWNLOAD on how SMEs can get on top of their business tax debt and keep on growing their business. Another Financial Year is over – and as FY2024-25 gets underway so does the ATO. For many […]
Given the decline in retail sales – along with other warnings on business credit – I believe it’s important for Australian SME businesses to review their business finance status now. Like a Fire Safety Plan – it’s important to […]
Here’s my FREE DOWNLOAD introducing 5 powerful SME cash flow tools which your competitors could well be using today. Most SMEs have never heard of the top five business finance tools that could cut their cash flow stress. So […]
Cash flow is the number one problem that just about every small business I meet is stressed by (closely followed by staffing issues, the ATO and government regulation). Most small business operators spend WAY too much of their time […]
Many SME businesses get caught in a Cash Trap because they don’t understand how Working Capital functions. No one has ever explained to them the many ways that Working Capital shortages can create a highly stressful Cash Gap in […]
Many SME businesses get caught in a Cash Trap because they don’t understand how the Working Capital in their business ebbs and flows, and how chronic Working Capital shortages can create a highly stressful Cash Gap in their business. […]
Many SME businesses get caught in a Cash Trap because they don’t understand how Working Capital functions, and how Working Capital shortages can create a highly stressful Cash Gap in their business. (Read more in this article) There are […]
Money is the fuel of business – if your business has the cash it needs WHEN IT NEEDS IT, then that fuel is working for you. The FLOW of money through your business is every bit as important as […]
Lots of people think about getting finance as a “need” thing – a short term but undesirable way to solve recurrent cash shortages. The right, strategically selected finance certainly DOES that. Most of today’s high-tech, Responsive Cash Flow Finance […]
Today’s Responsive Finance tools deliver Cash Flow Finance solutions to SME businesses – enabling your to put in place a modern, efficient Working Capital Strategy that maximises your access to the cash that’s available within your business. The more […]
I’m a people person and have been from my first ever “job” – helping out in my family’s hospitality business. (Even today, I occasionally moonlight in hospitality – because I enjoy working with people that much.) I love SME […]
It’s tough times in a lot of industries at the moment – there are big cost increases, ongoing supply chain disruptions, shortages of skilled staff, rising interest rates, increased disruptions from COVID… and I could keep going. But great […]
Technology has changed a lot of things about business in the last two decades. It’s probably changed some of the ways you market your business – with websites, online articles, social media and pay-per-click advertising replacing newspaper ads and […]
Christmas is coming – and for many businesses in industries like construction that means they are heading into the annual “valley of death” – and it’s even more “deadly” than usual. Funding the Christmas/summer holiday break has always been […]
We live in a world of nearly 8 billion people – and there’s a massive and growing housing shortage. With a forecast global population of 10 billion, it’s not a problem that’s going away any time soon. People and […]
Australia’s building industry is in crisis. A wave of companies are already going into administration and more are expected to fall. Companies such as Probuild, Condev, New Sensation Homes, Home Innovation Builders, Privium, Hotondo and Pindan have been placed […]
Recessions are nasty – but they’re like any other major upset – having a plan is vital to getting through them. There’s a lot of talk at the moment about whether there will or won’t be a recession – […]
COVID is over (or at least we’re adapting to it) – but the cash flow challenges of running a SME business AREN’T. SMEs still in business today are heroes – they’re still in operation AND they’ve kept their people […]
I just thought you might like an update on tax debt funding under The Federal Government’s SME Recovery (SMEG) Loan Scheme that will close on the 30th of June 2022 and a recent success I have had for a […]
I was fortunate to attend the Bill Evans Economic Briefing from Westpac recently. Some of the points that caught my attention are: The massive increase in shipping costs that are forcing business costs up. Supply shortages are not only […]
A lot of people get business finance, but not so many review their finances and their needs regularly. So when rates go up, they’re caught by surprise – and end up with “mortgage stress” of the business kind. Reviewing […]
I first read Gerber’s eMyth years ago and agreed with a lot of his diagnosis of small business as “the biggest personal development challenge of the western world today”. In January 2022, the book still speaks to a similar […]
“You’ve got to spend money to make money” It’s a fundamental truth of running a resilient business that you have to continuously invest in building your business. If you’re not doing that, how do you stay prepared? How do […]
At the end of 2021, things were starting to look better. It felt like COVID was receding. Vaccination rates were high and lockdowns were ending. Experts like Westpac Bill Evans were actually forecasting 6.2% economic growth for 2022. https://www.westpac.com.au/news/making-news/2021/12/bills-bites-2022s-eye-popping-growth-picture/ […]
How do you get affordable finance when you’re so new you don’t have a credit history? The challenge of speedy success A fast-growing NDIS provider was referred to us with a problem that a lot of businesses would love […]
If you apply before the 30th of June … Applications for the SME Business Recovery Loan Scheme close on 30th June 2022 So if you could use 5-year fixed-rate finance, plan to have your application in by June 2022 The SME […]
You’ve got to spend money to make money – that’s part of being in business. It could be leasing new premises, hiring extra staff, refitting a restaurant, or building up retail stock for Christmas. The challenge of spending money […]
Starting in 2015, fintech companies have provided Australian SMEs with a set of simple easy access short term loans. In just five short years, they have created a multi-billion dollar industry. These loans have helped many businesses with short-term […]
