THRIVE IN A RAPIDLY CHANGING WORLD
Many SME businesses struggle with their cash flow. They’re continuously juggling bills to find the money to start on their next project, while waiting for customer payments to come in.
Their funding sources are often limited to traditional big bank loans – supplemented by help from family, friends and expensive short term loans and cards.
These sources regularly hit their limits when combined with increasingly common industry “standard practices” of 30/60/90 day credit terms. (Which essentially gives your customers an interest free loan for a couple of months!)
A lot of SME operators spend a lot of time in a highly stressful financial balancing act – and the more business they do, the bigger that balancing act becomes.
Running a small business using 20th century Working Capital funding strategies is an increasingly difficult – and unnecessarily stressful – way to do business in the 21st century.
“We put in Receivables Management Finance for invoices over $10K, along with a practical, automated Dunning Process.
We dropped our DSO from 54 to 29 days; got back 14 hours/month in admin time; plus freed up cash we’d already earned to win two extra contracts.”
– Flooring Contractor
4 KEY WORKING CAPITAL TOOLSETS MAKE SME CASH FLOW MANAGEMENT EASIER
Today, there are dozens of integrated, straightforward FinTech business financing tools that radically change the SME Cash Flow game, freeing small businesses to thrive.
These business financing tools fall into four key product groups. They work best when selected for your business needs and combined with a robust Working Capital Strategy tailored for your specific business.
Debtor Finance
Are you endlessly juggling bills and supplier payments while you wait for your customers to pay you?
Today’s affordable, automated debtor and invoice finance tools offer you low-risk immediate access to funds you’ve already invoiced.
Trade Finance
Don’t limit your business growth because too much of your money is in your suppliers’ bank accounts.
The right trade finance means you can use the majority of the money committed to your vendors while you wait to be paid.
Working Capital
Don’t stay small because of the gap between your short term assets and your short term liabilities.
The right working capital finance will enable you to grow your business and pay your bills – without constant stress and crises.
Receivables Management
Turn your unpaid invoices into immediate cash AND set yourself free from debt collection tasks – for good!
Receivables Management Finance is a practical, efficient approach to cash flow management so you can grow your business faster.
Are you tired of constantly chasing customer invoices? Are you sick of endlessly cutting back on necessary expenditure to patch over stressful cash flow gaps? Then it could be time to book your FREE Working Capital Strategy Review – and find out what today’s top tools could do to maximise your business productivity.
TALK TO A WORKING
CAPITAL STRATEGIST
Martin Cattach is an expert Working Capital Strategist
Over more than 15 years in the business finance field, Martin has analysed the finances of thousands of businesses.
His decades of experience in the finance industry, Information Technology – AND in small business – uniquely equip him to assist SME businesses to select and implement the best finance solutions for their needs.
Martin will quickly built a Working Capital Cash Flow plan that will take the financial stress out of your business operations and free up the funds you need to grow your business impact.
Get back to building the business you dreamed of
The dreams and goals you had when you got into business can easily get lost if you don’t have adequate access to sufficient Working Capital.
You CAN make them happen. The power, availability and flexibility of today’s responsive finance products is MUCH broader than traditional bank finance. When you combine the right FinTech-enabled financing tools in the right Working Capital Strategy, they can free your business to deliver the impact you set out to make.
IS YOUR BUSINESS STUCK IN A CASH TRAP?
Talk to Martin about how you can get back in the drivers seat
LEARN MORE ABOUT
THE CASH TRAP
Getting started in business is relatively easy – but as you grow, it’s all too easy to get stuck in a Cash Trap. And the faster you grow, the bigger your risk of getting into that Cash Trap.
The Cash Trap causes financial stress, sleepless nights and big mortgages that threaten your family’s future.
You can escape the Cash Trap – once you understand how it works. It takes good cash management practices AND the right Working Capital Strategy.
Our FREE guide SURVIVING CASH FLOW CHALLENGES is a good starting point for guidance on how to improve your cash flow.
WHAT WE DO
We help YOU run your business SMARTER…
- We review your business financing processes.
- We help you to understand today’s solutions.
- We build a flexible, affordable success strategy around the business process changes, financial products and services that best meet your business needs.
- We KEEP working with you throughout the entire process, from finding the right product to approval and settlement.
- We will help you monitor your results and improve your strategy over time.
You are NOT alone…
We help you negotiate with customers, vendors and finance providers to create a new level of financial skills and business productivity.
Your Working Capital Strategy is an ongoing process for the life of your business, not a one-time sale. So we do regular reviews of your business needs as your business responds to your market.
Good finance costs less than you think
In the majority of cases, there’s no cost to you for developing and implementing your responsive finance solution.
PLUS, we organise the finance changeover while you get on with your business. That ensures you have the right cash flow finance for your business growth.
Are you tired of the endless cash flow juggling act required to keep your business functioning?
Would you like to know what today’s solutions offer?
TALK TO A WORKING
CAPITAL STRATEGIST
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