Why Choose Us

We tune your business financing for performance and growth

When you increase your access to the cash you already have in your business then you can maximise your productivity, your business performance and your business results.

If you’re constantly dealing with stressful cash flow shortages that radically limit your action choices, then better performance is MUCH harder to achieve.

We maximise your access to the cash you need to increase your business performance.

Martin doesn’t just understand finance – he understands BUSINESS!
– Construction SME

Our customers keep coming back because we deliver…

  • Deep business understanding using a friendly, practical cheerful approach.
  • TICKPowerful, business-specific financing solutions that improve business productivity.
  • Straightforward explanations – minimum necessary jargon and ABSOLUTELY no B.S.
  • Up-to-date, high-performance financing tools suited to Australian business needs.
  • FAST solutions, with most approvals in days – not weeks.
  • Quick, effective implementation from our unique combination of finance, business AND technology skill.
  • Family asset protection – because finance is typically secured by business performance.
  • Long term partnerships with regular Working Capital strategy reviews.

Is Your Business Stuck in a Cash Trap?

Talk to Martin about how you can get back in the drivers seat

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We help SME businesses escape the Cash Trap and thrive

Whatever your business, if it’s currently operating on bank loans and credit cards then you’re starting from behind.
We help businesses access today’s financing tools and free up the cash to act strategically and positively.

Debtor Finance can help plumbers grow their business with less Cash Flow stress

“When my plumbing business doubled almost overnight, I simply didn’t have the capital to cover the cash gap. I was flat out with work but constantly juggling suppliers, wages, and slow-paying clients.

Martin from Finance for Business recommended Debtor Finance. Within three weeks, everything was set up and cash started flowing properly again.

Now I’m paying suppliers early, getting discounts, quoting sharper, and winning more jobs. The pressure’s gone — and I’m finally growing without the cash-flow stress.”

— “Robert”, Plumbing Business Owner

Debtor finance saves labour hire business from Payday Super

Debtor Finance can ALSO protect labour hire businesses from Payday Super impacts

“When Payday Super was legislated, I was horrified. It would wipe out a 3-month cash flow buffer – and take my business from powerhouse to Struggle Street.

Then Martin from Finance for Business set me up with confidential, automated Debtor Finance – giving me access to 80% of customer invoice cash immediately (instead of waiting 45 days).

Within 60 days of putting in Debtor Finance, we scored a new state-wide contract for an extra 20 contractors – one we would have had to walk away from even without looming Payday Super demands.”

— “Sarah”, Labour Hire Operator

A Secured Overdraft can take the stress out of a mechanic’s cash flow

“My workshop was busy, but the cash flow was all over the place — some weeks we were flat out, other weeks we were waiting on customers to pay. I was constantly juggling bills and stressing about whether money would land in time.

Martin from Finance for Business recommended a Secured Overdraft to smooth out the ups and downs. It was set up quickly, and the difference was instant.

Now I’ve got a buffer behind me. I’m managing my business properly instead of worrying about every dollar coming in or out. The pressure’s gone, and I can finally focus on the work — not the stress.

— “Bill”, Mechanical Workshop Owner

Trade Finance can give a construction business the Cash Flow to grow

“When our building workload picked up, I kept running into the same brick wall — I needed to buy materials upfront, but clients were taking weeks (sometimes months) to pay.

Martin from Finance for Business recommended Trade Finance, and within a few weeks I had a facility in place that paid my suppliers upfront while giving me extended terms.

The difference was immediate: suppliers got paid on time, I secured better pricing, and I could take on bigger jobs without stressing about cash flow.

— “Mark”, Residential Builder

Don’t just “get a loan” – form a partnership with a Working Capital Strategist committed to the growth of your business

You DON’T finance your business for maximum performance by ticking a couple of boxes on a bank app, eating a vanilla slice – and then getting back on the tools to keep doing what you’ve always done.

You DO look at your current business needs, the economic environment of your industry and your future goals.

Then you seek expert business financing help to:

  1. Scan for any Cash Gaps in your business – hidden as well as visible.
  2. Create a Working Capital Strategy that’s right for your business.
  3. Choose and help you implement the right financing tools to maximise your Working Capital Availability.

THEN you establish a schedule to jointly review your cash flow and your Working Capital Strategy every 6-12 months…

Martin Cattach is an expert Working Capital Strategist

Over more than 15 years in the business finance field, Martin has analysed the finances of thousands of Australian businesses.

His decades of experience in the finance and IT industries – PLUS his own years in small business – uniquely equip him to assist SME businesses to select and implement the best finance solutions for their needs.

Martin will quickly built a Working Capital Cash Flow plan that will take the financial stress out of your business operations and free up the funds you need to grow your business impact.

Get back to building the business you dreamed of

The dreams and goals you had when you got into business can easily get lost if you don’t have adequate access to sufficient Working Capital.

You CAN make them happen. The power, availability and flexibility of today’s responsive finance products is MUCH broader than traditional bank finance. When you combine the right FinTech-enabled financing tools in the right Working Capital Strategy, they can free your business to deliver the impact you set out to make.

TALK TO A WORKING
CAPITAL STRATEGIST

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WE UNDERSTAND WHAT CAUSES CASH TRAPS – SO WE CAN HELP YOU ESCAPE (FAST)!

Most business owners get to experience one or two businesses in their career. Martin has seen hundreds – and helped them finance their way to increased impact and increased success.

He doesn’t just “sell product” – he helps his customers understand the Cash Trap and the full range of tools available to escape it.

That understanding is the first step towards better business productivity.

It’s also the first step to recovering the dreams and goals you had when you first got into business.